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Whilst Umbrella has taken all reasonable care to ensure that facts contained within this website are accurate, the information has not been independently verified and no representation or warranty, expressed or implied, is made as to its accuracy or completeness.

The information included within this site is intended to be a general guide only. It is not intended to contain definitive legal advice, which should be sought as appropriate in relation to any particular matter from your chosen legal advisor.

Neither Umbrella Risk Management, nor any of its officers, or any other person, accepts any liability for any loss howsoever caused arising directly or indirectly from the use or inability to use this site or the information thereon even if Umbrella has been advised of such damages and any such liability is hereby excluded.